Hook, Line and Sinker: A Look at Phishing Schemes

Katrina Morris

Email phishing schemes are big business for thieves: The FBI’s Internet Crime Complaint Center (www.ic3.gov) estimates that this type of fraud resulted in more than $5 billion in losses between October 2013 and the end of 2016. Here are some tips to help you spot a phishing scheme.
The hook

The email address – Email addresses can easily be spoofed to look like they came from a friend or relative, or perhaps a well-known business. The address is important because it helps the thief appear legitimate.
The appearance – The body of the email can easily include a company’s logo or other official-looking information. You’ll want to check for other signs of fraud, such as poor grammar or threatening language.The line

Requests for personal information – Be suspicious if an email requests your login information, Social Security number, date of birth, credit card number, account number or other sensitive personal information. Reputable organizations generally do not ask for this type of information unless you initiated the conversation.
A sense of urgency – Phishing schemes try to persuade you to act now and think later. The email may offer you a chance to earn quick cash or claim there is a problem with your account that must be addressed immediately.The sinker

Links and attachments – Hackers will include bad links or attachments in their emails. If you click on or open them, it could install viruses or malicious software on your device, which then gives them access to your history.Don’t take the bait
Delete suspicious emails without clicking on anything in them. If you’re unsure whether a family member, friend or company needs to reach you, contact them through a phone number you already know or an email address listed on their official website.
If you’d like to report a phishing scheme, forward the email to spam@uce.gov and to the actual company, bank or organization impersonated in the email.
For more tips on how to protect yourself, visit www.edwardjones.com/fraud or https://identitytheft.gov.
Enable two-step authentication for additional security
Edward Jones adds an extra level of protection by using two-step authentication when you log in to your Online Access account. After you enter your password, you'll be asked to enter a unique code, sent to you by text, phone call or email. For more information, visit www.edwardjones.com/access.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor Katrina Morris, AAMS®, 601 E. Main, Suite 125, Alice, TX 78332　361-664-5227.


Hook, Line and Sinker: A Look at Phishing Schemes Katrina Morris Email phishing schemes are big business for thieves: The FBI’s Internet Crime Complaint Center (www.ic3.gov) estimates that this type of fraud resulted in more than $5 billion in losses between October 2013 and the end of 2016. Here are some tips to help you spot a phishing scheme. The hook The email address – Email addresses can easily be spoofed to look like they came from a friend or relative, or perhaps a well-known business. The address is important because it helps the thief appear legitimate. The appearance – The body of the email can easily include a company’s logo or other official-looking information. You’ll want to check for other signs of fraud, such as poor grammar or threatening language.The line Requests for personal information – Be suspicious if an email requests your login information, Social Security number, date of birth, credit card number, account number or other sensitive personal information. Reputable organizations generally do not ask for this type of information unless you initiated the conversation. A sense of urgency – Phishing schemes try to persuade you to act now and think later. The email may offer you a chance to earn quick cash or claim there is a problem with your account that must be addressed immediately.The sinker Links and attachments – Hackers will include bad links or attachments in their emails. If you click on or open them, it could install viruses or malicious software on your device, which then gives them access to your history.Don’t take the bait Delete suspicious emails without clicking on anything in them. If you’re unsure whether a family member, friend or company needs to reach you, contact them through a phone number you already know or an email address listed on their official website. If you’d like to report a phishing scheme, forward the email to spam@uce.gov and to the actual company, bank or organization impersonated in the email. For more tips on how to protect yourself, visit www.edwardjones.com/fraud or https://identitytheft.gov. Enable two-step authentication for additional security Edward Jones adds an extra level of protection by using two-step authentication when you log in to your Online Access account. After you enter your password, you'll be asked to enter a unique code, sent to you by text, phone call or email. For more information, visit www.edwardjones.com/access. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor Katrina Morris, AAMS®, 601 E. Main, Suite 125, Alice, TX 78332　361-664-5227.
2018 Alice Business Today - November 2018