Job Board Title:
Credit Analyst II

Post Date
5/11/2017

Expiration Date
8/9/2017

Details:
Assist Lending Officers with the origination of new business loans to new and existing clients.

Serve as a key member of the Department in meeting the client's credit needs, ensuring that the overall client experience is favorable and that the Bank is in a position to develop and/or expand the relationship.

Assist with the day-to-day management and servicing of clients, to include acting as a backup in the absence of a Loan Officer and coordinate with business loan processing and business loan servicing in the preparation of loan documents.

Assigned responsibilities including the assistance for the management of established commercial portfolios
Analysis of personal financial statements and/or tax returns and complete personal cash flow analysis.

Conduct relevant financial and non-financial research to develop a concise and focused analytical foundation for a credit decision.

Help complete credit and financial analysis and underwriting of loan transactions.

Collect and analyze relevant industry, economic, and competitive information to facilitate and support loan decisions.

Assist in the due diligence of financing transactions and assist in the presentation of the loan transactions for approval.

Help prepare request for renewals of existing borrowers and new borrowers.


Qualifications:
Minimum of two years' experience working with Financial statements and analysis

Bachelor's degree required in Accounting/Finance or Economics is preferred.

Must be able to work independently and attention to detail is essential in this position as well as multi-tasking.

Apply basic accounting principles in the interpretation of customer financial statements.

Effective business writing and professional communication skills.

Successful completion of a commercial credit training program preferred.

Excellent PC skills in Microsoft Excel and Word.
Demonstrated Effective Customer Service Skills.

Employer:
BNC National Bank
Contact:
Human Resources

Address:
PO Box 4050
Bismarck, ND 58502-4050

Work Phone:
7012503075

Website:
https://www.bncbank.com/employment.htm