April Brown Bag
Solve Group Health Cost & Compliance Issues with ICHRAs


 Wednesday, April 22, 2026
11:30 am – 1:00 pm 
$25/Member & $35/Non Member
(Includes Lunch)


Solve Group Health Cost & Compliance Issues with ICHRAs

Rising healthcare costs, unpredictable renewals, and growing compliance demands continue to challenge employers. This Brown Bag session will provide a clear, practical overview of Individual Coverage Health Reimbursement Arrangements (ICHRAs) and how they compare to traditional group health plans.

Attendees will learn how ICHRAs work, why some organizations are exploring them, and what factors to consider when evaluating this approach. The session will also touch on contribution strategies, compliance basics, and real-world examples to help bring the concept to life.

This is a non-sales, educational presentation designed to help you better understand your options and determine next steps. This will be an interactive session, and questions are welcome throughout.




Featured speaker:
Brent Vik, Farmers Union Insurance

Brent Vik is a local insurance agent licensed with numerous health insurance carriers in our area, including Blue Cross Blue Shield, Sanford, Medica, UnitedHealthcare, Humana, and many others. He has been with Farmers Union Insurance in Grand Forks for over thirteen years, and over the past five years, he has specialized in healthcare coverage, serving the community with dedication and integrity.